A Beginner’s Guide to Baccarat

Elegant, easy and fun, this is the Game of Kings and gambling in its purest form.

Take a seat at Ladbrokes Live Casino's Baccarat tables to play – and live – like royalty!

General Baccarat Rules:

Baccarat is all about luck. All you have to do is decide who will have the better hand, or if it'll be a tie.  The person that comes closest to 9 is the winner.

In Baccarat you can chose to bet on your hand or the banker's (dealer's) hand.  If you correctly bet on your hand to win, you will cash out 2 to 1 on your bet.  In the event that you correctly bet on the banker to have the winning hand, you will cash out 2 to 1 on your bet, minus a five percent (5%) commission to the bank.

Your third option is to bet on a tie (your hand will be of equal value to the banker's hand).  If you wagered correctly, you will cash out 8 to 1 on your bet.  Please note that in the event of a tie, any bets placed on a non-tie will be returned to your account.

Card Values:

Baccarat is played using six decks of cards.  The value of the cards is as follows:

Card                            Value

Ace                                 1

K, Q, J, 10                       0      

2-9                                 2-9

The goal is to come as close to nine as possible with a two-card hand.  If the value of any given hand is equal to, or greater than ten (10), the value of the hand is calculated by subtracting 10.  For example, if your two cards have a face value of five (5) and a nine (9), your final card value would be four (5 + 9 - 10 = 4).

Please note: a third card can be dealt to you or the banker (dealer) under certain circumstances (see Third Card Rules).

Third Card Rules

The following chart illustrates instances in which you will automatically receive a third card:

Player's Third Card

Total Value of First Two Cards:                    Third Card Rule:

0, 1, 2, 3, 4 or 5                                              Player receives a third card

6 or 7                                                              Player stands (does not receive a third card)

8 or 9 (‘Natural' hand)                                  Player stands (does not receive a third card)        

Please not that if you stand and do not receive a third card (as per the table above), the banker will hit if the banker's first two cards have a total value of five (5) or less.  If you are entitled to receive a third card, the table below illustrates instances in when the banker will hit or stand.

Banker's Third Card

The following chart illustrates instances in which the banker will receive a third card.  Please note that if the total value of the banker's first two cards is equal to 0, 1 or 2, the banker will always draw a 3rd card regardless of the value of your 3rd card.  The banker will always stand if the value of the banker's first two cards is equal to 7.
 

Value of Banker's First Two Cards

Draws a Card when Player's 3rd  Card Equals:

Does Not Draw a Card When Player's 3rd Card Equals:

3

0, 1, 2, 3, 4, 5, 6, 7 or 9

8

4

2, 3, 4, 5, 6 or 7

0, 1, 8 or 9

5

4, 5, 6 or 7

0, 1, 2, 3, 4 or 5

6

6 or 7

0, 1, 2, 3, 4, 5, 8 or 9

7

Banker stands

Banker stands


Important: You and/or the banker will not receive a 3rd card if you and/or the banker's first two cards have a total value of 8 or 9.